tag:blogger.com,1999:blog-33385390354550802852024-03-13T13:31:06.055+08:00投资理财路投资理财是一种能力,也是一种兴趣Unknownnoreply@blogger.comBlogger170125tag:blogger.com,1999:blog-3338539035455080285.post-14187989876879942682017-03-30T15:00:00.000+08:002017-03-30T15:00:10.846+08:00再买入LIIHEN<div dir="ltr" style="text-align: left;" trbidi="on">
<span class="il">Stock Cd Price Quantity Amount </span><br />
<span class="il">LIIHEN</span> 3.16 2000 6337.49 <br />
<br />
工作忙.差不多休市时才有空把血汗钱TRANSFER和UPDATE进TRUST ACCOUNT.<br />
排在3.16买到了两粒.<br />
看STOCK NEWS KYY减持卖了不少. 有人猜测他是为了JAKS,换股?<br />
最近连续下跌是他丢的吗?<br />
<br />
是机会还是陷阱,看法就因人而异咯. <br />
<br />
不懂.<br />
<br />
以这个PE/EPS/DY来看,现在价位我觉得OK.<br />
以今天的价位来看,COMPARE其他同行,完胜.V<br />
HEVEA PE 9.3 EPS 17.55 DY 3.29%<br />
HOMERIZ PE 10.97 EPS 9.21 DY 4.95%<br />
POHUAT PE 8.49 EPS 23.71 DY 4.26%<br />
<b>LIIHEN PE 7.63 EPS 41.53 DY6.94%</b><br />
<br />
<br />
没什么子弹了.等ASM利息进了.再看有没有机会再加码...<br />
<br />
做个记录.<br />
纯粹分享.. 不做任何买卖建议. 买卖自负. </div>
Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-3338539035455080285.post-15910048743847338552017-03-30T00:03:00.002+08:002017-03-30T00:03:55.148+08:00难得有优惠!身体检查去<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYRf33y5hqVfAES0SHGRn5fxZndyUVhOR9d0u3RhUHcWEre38z2FgiwTD3Zn2o8x6nCmpAByMWvPEWuE90usP4EqNoqN5GMF3ntma5L4tkDsTZR7OeuP_bi15wG9HDy3Hvd4m3WG8lROO8/s1600/checkup_promo.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYRf33y5hqVfAES0SHGRn5fxZndyUVhOR9d0u3RhUHcWEre38z2FgiwTD3Zn2o8x6nCmpAByMWvPEWuE90usP4EqNoqN5GMF3ntma5L4tkDsTZR7OeuP_bi15wG9HDy3Hvd4m3WG8lROO8/s320/checkup_promo.JPG" width="240" /></a></div>
那天带妈妈看医生,看到有BODYCHECKUP优惠价,给首100位罢了.<br />
没多什么想赶快REGISTER咯.<br />
<br />
最后一次身体检查是<a href="http://tzlcl.blogspot.my/2013/11/adventist-hospital.html">四年前的事</a>咯.也是时候了.<br />
现在什么都起价,去年我问一样的PACKAGE,也涨价了.<br />
这个优惠大概省下几百块吧.觉得很幸运.<br />
<br />
大家也多照顾健康啊..<br />
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-8783178932569983522017-03-28T18:49:00.003+08:002017-03-28T18:49:22.280+08:00买入 LIIHEN<div dir="ltr" style="text-align: left;" trbidi="on">
昨天又买入 另一只股息股 LIIHEN<br />
<br />
Stock Cd Price Quantity Amount<br />
LIIHEN 3.08 1000 3093.47<br />
<br />
看它也应该跌得七七八八了,就胆粗粗接了刀.<br />
这股在我的WATCHLIST很久了.不过SPECIALDIVIDEND公布后股价一直高高在上,所以没买进.<br />
净现金.<br />
PE: 7.63<br />
DY: 7%+<br />
<br />
靠美金吃饭的LIIHEN, 上三个月USD>MYR 平均RATE是 4.44,这算高吧?<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib-OFUMu1_Qzb8J7CG0qlAx9eleL4aQ83O9K3VsXD4VobNykC_SRrqOO9nid0EGJxkrHM-cRSZRvO93nwQBgJkR018LLcQLMkp8B_bRZ5dYEpPFWPw9koK1gZqp4qQs2MIiT1xzH9ByY9f/s1600/Jan-Mar+USD.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="260" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib-OFUMu1_Qzb8J7CG0qlAx9eleL4aQ83O9K3VsXD4VobNykC_SRrqOO9nid0EGJxkrHM-cRSZRvO93nwQBgJkR018LLcQLMkp8B_bRZ5dYEpPFWPw9koK1gZqp4qQs2MIiT1xzH9ByY9f/s640/Jan-Mar+USD.png" width="640" /></a></div>
期待五月时会公布Jan-Mar的业绩.<br />
不过,我也正留意着TRUMP的边境税进展.<br />
<br />
今天还想加一些,还在等薪水充子弹.<br />
已经回升一些了,呃..要等我(的薪水快来)啊 ...<br />
<br />
做个记录.<br />
纯粹分享.. 不做任何买卖建议. 买卖自负. </div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-7534089669978338162017-03-24T15:09:00.000+08:002017-03-24T15:09:40.968+08:00买入 KIPREIT<div dir="ltr" style="text-align: left;" trbidi="on">
买了KIPREIT @ 0.960收股息<br />
<br />
Stock Cd Price Quantity Amount<br />
KIPREIT 0.96 7000 6737.62<br />
<br />
这是新的REITS, 主要商场KIP Mart市场(包含湿巴刹、零售店和美食中心的综合发展项目).<br />
<br />
2017和2018净利,全数100%派成股息给股东. 不错吧?<br />
<br />
这REITs还新,我是这样大概算DY和PE的.<br />
最新的EPS是1.63,dividend 也是 1.63.<br />
假设每个季度平均EPS是1.5<br />
DY=1.5*4/0.96 = 6.25%<br />
PE=0.96/1.5*4 = 16 <br />
<br />
<br />
<br />
<br />
<br />觉得这个价位OK.等钱干了会再加码.<br />
做个记录.<br />
纯粹分享.. 不做任何买卖建议. 买卖自负. </div>
Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-3338539035455080285.post-57258356343041883832017-03-14T11:33:00.001+08:002017-03-14T11:33:42.253+08:00买入GENM<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkAssYCaFGSgBwq9EHrU43yvg9w0vskJlmLQYSO-YucvhlfyTBU2169xcyfPj_srB18Wt_lltl6i6_iJbf1YM6WWoRgOiqBWXxiVrCidyNda51sOTrplToZiscBsnPrJLnXFgobsBlOKfX/s1600/IMG_8653.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkAssYCaFGSgBwq9EHrU43yvg9w0vskJlmLQYSO-YucvhlfyTBU2169xcyfPj_srB18Wt_lltl6i6_iJbf1YM6WWoRgOiqBWXxiVrCidyNda51sOTrplToZiscBsnPrJLnXFgobsBlOKfX/s320/IMG_8653.JPG" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">SkyWay & SkyAvenue</td></tr>
</tbody></table>
已经两三年没去云顶了,就乘有免费住宿去云顶走走.<br />
到达时真的吓了一跳,我记忆中的云顶没了..<br />
一眼望去都是如火如荼的翻新工程.<br />
云顶果然很认真的推行它家的综合旅游计划GITP..<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRA6CBIJ5S39kY5uGNNam6EFobqAF46Kjg4ltkowhA1JxmFnJFEY4Q59sBro0alcwlVoUSKQWq8gM2CAqWpU2sF1IH4gpxg87n3I2DXgYwV2S9X6YSn1pZYb2vsJ5H0hnjXDuPkgKXY8TX/s1600/IMG_8676.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRA6CBIJ5S39kY5uGNNam6EFobqAF46Kjg4ltkowhA1JxmFnJFEY4Q59sBro0alcwlVoUSKQWq8gM2CAqWpU2sF1IH4gpxg87n3I2DXgYwV2S9X6YSn1pZYb2vsJ5H0hnjXDuPkgKXY8TX/s320/IMG_8676.JPG" width="240" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">还记得它以前的样子吗?</td></tr>
</tbody></table>
<br />
CHECKIN后到处走走看,发现有两个新工程已经开张启用了那就是Awana SkyWay 和 SkyAvenue Mall.<br />
<br />
Awana SkyWay是全新的缆车和路线直通SkyAvenueMall.<br />
旧的Genting SkyWay应该没再用了..<br />
<br />
SkyAvenueMall走向比较时尚的shopping mall路线,<br />
真没想到在这上山也能建立这么高尚的购物商场. <br />
有些商店已经开张营业了. 推荐Burger & Lobster有点贵但不错吃.咖啡爱好者可以过后去STARBUCK享受他家限量RESERVE咖啡边吹水..哈哈*误*<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj29Lb6WY43-2z_RABh6MH3-OcnnRMt04uZGJ92S9oFqUXWVTej4Aik05OblG_vpqjRZIw6b12wnvgQfXE78pyTnTUiYSDCk0J7K6yawQfw_xY-Kms353_QBRYQn5Cbe405zS-lBT07qcup/s1600/IMG_8710.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj29Lb6WY43-2z_RABh6MH3-OcnnRMt04uZGJ92S9oFqUXWVTej4Aik05OblG_vpqjRZIw6b12wnvgQfXE78pyTnTUiYSDCk0J7K6yawQfw_xY-Kms353_QBRYQn5Cbe405zS-lBT07qcup/s640/IMG_8710.JPG" width="480" /></a></div>
SkyAvenue就在TIMESQUARE隔壁,相较起来旧的TIMESQUARE就显得OUTDATED的感觉.<br />
TIMESQUARE也很多店关了 ,Indoor Theme Park也大多数没开. <br />
对了,去演唱会Arena of Stars的路线也改了,现在由SkyAvenueMall底楼连接过去,很方便!<br />
<br />
赌场呢?还是一样,比巴刹还热闹,很多AUNTY UNCLE在那里博杀. <br />
我想,现在来云顶大概都是来发财或看演唱会的吧.<br />
前几天的报道 <a href="http://www.enanyang.my/news/20170311/%E4%BA%91%E9%A1%B6sky-casino%E8%BF%91%E6%9C%9F%E5%BC%80%E4%B8%9A/">Sky Casino</a> 也快要开张了. 可惜那时还没开,没机会看到.<br />
<a href="http://www.theedgemarkets.com/my/article/%E5%A4%A7%E9%A9%AC%E5%8F%97%E6%83%A0%E4%BA%8E%E4%B8%AD%E5%9B%BD%E6%B8%B8%E9%9F%A9%E7%A6%81%E4%BB%A4-%E4%BA%91%E9%A1%B6%E6%96%99%E5%BE%97%E7%9B%8A">大马受惠于中国游韩禁令 云顶料得益</a> 近期的报导,嗯,我想会吗,有点牵连?哈哈<br />
<br />
不过,我还是十分期待和看好新云顶将会是另一个火红的旅游胜地.<br />
昨天买入一些GENM,做个记录. <br />
Stock Cd Price Quantity Amount <br />
GENM 5.26 2000 10545.5<br />
<br />
纯粹分享.. 不做任何买卖建议. 买卖自负. </div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-66443124142563463892017-02-21T12:07:00.002+08:002017-02-21T12:07:41.544+08:00再买入TENAGA<div dir="ltr" style="text-align: left;" trbidi="on">
TENAGA在13.48~13.54价位横摆了整个星期. <br />
再也没便宜货买ZHAP了.<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBBjfzVHFl7g-C3WQgZhRT3YBDkVdMAhXPMv3yQdYTZ-zg5cLxM8JJeYNh8_kjJK2b40hDh0hWjTUqbXWPWvMp5FFAgqrJUnpfb7gKbXcp0jxrO7EwrDozmfhEzZGUx8JatutT4C3bWJOG/s1600/FEBWK2TENAGA.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="391" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBBjfzVHFl7g-C3WQgZhRT3YBDkVdMAhXPMv3yQdYTZ-zg5cLxM8JJeYNh8_kjJK2b40hDh0hWjTUqbXWPWvMp5FFAgqrJUnpfb7gKbXcp0jxrO7EwrDozmfhEzZGUx8JatutT4C3bWJOG/s400/FEBWK2TENAGA.PNG" width="400" /></a></div>
<br />
<br />
排在13.48买入一些些.<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimO-78_05hk7s3Z8XCtbK_Ow9Wz6nQQI3x1w-MBY3cyYgh1fnpxy4WrT_K1mQ-4AAYXw6Fz6rEGq0zlHMcUR_xsplAG10FfsJdEGL0ywJ0lQdTaqkEipaAXFCD8fc6QvA9faarRaXQcGBb/s1600/tenaga2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="35" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEimO-78_05hk7s3Z8XCtbK_Ow9Wz6nQQI3x1w-MBY3cyYgh1fnpxy4WrT_K1mQ-4AAYXw6Fz6rEGq0zlHMcUR_xsplAG10FfsJdEGL0ywJ0lQdTaqkEipaAXFCD8fc6QvA9faarRaXQcGBb/s320/tenaga2.png" width="320" /></a></div>
<br />
做个记录.<br />
纯粹分享.. 不做任何买卖建议. 买卖自负. </div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-53214641633741509912017-02-10T16:18:00.001+08:002017-02-10T18:18:19.621+08:00买入TENAGA<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEin-Rz8bdF-9OZisWCXv2Mhv1e-QsG6CfVHFc7TiKMVL2dTeNl5J_b-jtyYww8_fWTCyKqQowoGvHSnCfq3G1Dks8_Kq6d6W7ae2kDhyphenhyphenEJ-Rm1I-p-ktAXYBQKJTCXQMKm_mtHBLi4kcYd7/s1600/tenaga.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="48" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEin-Rz8bdF-9OZisWCXv2Mhv1e-QsG6CfVHFc7TiKMVL2dTeNl5J_b-jtyYww8_fWTCyKqQowoGvHSnCfq3G1Dks8_Kq6d6W7ae2kDhyphenhyphenEJ-Rm1I-p-ktAXYBQKJTCXQMKm_mtHBLi4kcYd7/s400/tenaga.png" width="400" /></a></div>
想买这蓝筹股很久了,就等机会.<br />
最近新一季的财报净利跌12%, TENAGA 也跟着下跌了 13.90 > 13.38.<br />
我还不会自己分析,就看看报道怎么说.<br />
<br />
<a name='more'></a><br />
<a href="http://www.sinchew.com.my/node/1608799/%E8%BF%BD%E7%A8%8E%EF%BC%8E%E4%BD%8E%E4%BC%B0%EF%BC%8E%E5%9B%BD%E8%83%BD%E5%9F%BA%E6%9C%AC%E9%9D%A2%E5%BC%BA%E7%A8%B3">追税.低估.国能基本面强稳 </a><br />
<a href="http://www.sinchew.com.my/node/1609133/%E9%A6%96%E5%AD%A3%E8%8E%B7%E5%88%A9%E9%80%8A%E8%89%B2%EF%BC%8E%E8%B4%A2%E6%B5%8B%E6%97%A0%E8%99%9E%EF%BC%8E%E5%9B%BD%E8%83%BD5%E5%8D%96%E7%82%B9%E6%94%AF%E6%92%91">首季获利逊色.财测无虞.国能5卖点支撑</a><br />
<a href="http://www.orientaldaily.com.my/business/cj200018184">化解高成本衝击 国能盈利无损</a><br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiqFnBTKGZCu1S7Cx9yfDqelXJZGBhmTRlB5YRJB-eL3dd7qe2B-HjyiFDXYB8HVM7awUVYp4IB_Zd8x4NZ9IAdZTLKGweO-Bh_x2sL1nQJnlvirA30lW82n0CjlmeErEtonJMJyDtSZNv/s1600/2017q1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="291" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiqFnBTKGZCu1S7Cx9yfDqelXJZGBhmTRlB5YRJB-eL3dd7qe2B-HjyiFDXYB8HVM7awUVYp4IB_Zd8x4NZ9IAdZTLKGweO-Bh_x2sL1nQJnlvirA30lW82n0CjlmeErEtonJMJyDtSZNv/s400/2017q1.png" width="400" /></a><br />
接刀也很开心下.<br />
做个记录. 我还是股票新手又忙工作,杀进杀出不适合我.就买这个来收.<br />
希望决定是对的.<br />
<br />
哦.对了.忘了说,这个很重要.<br />
纯粹分享.. 不做任何买卖建议. 买卖自负.<br />
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-89312391961127677182016-12-16T21:21:00.000+08:002016-12-16T21:21:54.294+08:0010句震撼人心的励志短语<div dir="ltr" style="text-align: left;" trbidi="on">
10句震撼人心的励志短语<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlzP_py3TlRkbXjnuLwcBcz-XJAPSEEXLpoBip28hijWr7nB-Yl1uz_6dF_ZF7n8LzI6LSkBtxmVhGOG-MfFTs1Nvf339XjNXq5jjQDTn_LnAupusMp12oHIowNBYYrXl_dzaRpni7owpz/s1600/DSC07104.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlzP_py3TlRkbXjnuLwcBcz-XJAPSEEXLpoBip28hijWr7nB-Yl1uz_6dF_ZF7n8LzI6LSkBtxmVhGOG-MfFTs1Nvf339XjNXq5jjQDTn_LnAupusMp12oHIowNBYYrXl_dzaRpni7owpz/s400/DSC07104.JPG" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">纽约 - 钢铁森林</td></tr>
</tbody></table>
<br />
1) 生活不是单行线,一条路走不通,你还可以转弯。<br />
Life is not a one-way road, a road impassability,You can also turn<br />
<br />
2) 不要害怕别人反对,记住,风筝是逆着风而不是顺着风飞上天的。<br />
Don't be afraid of others oppose, remember, a kite is flying against the wind rather than with the wind of heaven<br />
<br />
3) 人生得意时找出路,失意时才有退路。<br />
When life appeared, frustrated but not retreat<br />
<br />
4) 生命不在于活得长与短,而在于顿悟的早与晚。<br />
Life is not to live long and short, but lies in the realization of early and late<br />
<br />
5) 没有目标的人永远为有目标的人去努力。<br />
No target man forever for people have a goal to work on<br />
<br />
6) 学历代表过去,财力代表现在,学习力代表未来。<br />
Degree represents the past, financial representative now, learning force on behalf of the future<br />
<br />
7) 聪明的人看得懂,精明的人看得准,高明的人看得远。<br />
Smart people can read, shrewd people look, clever people see far<br />
<br />
8) 人生最重要的不是努力,不是奋斗,而是抉择。<br />
The most important thing in life is not hard, not struggle, but choice<br />
<br />
9) 泪水和汗水的化学成分相似,但前者只能为你换来同情,后者却可以为你赢得成功。<br />
Tears and sweat of chemical composition similar, but the former can only for you for sympathy, the latter can be a success for you<br />
<br />
10) 意外和明天不知道哪个先来。没有危机是最大的危机,满足现状是最大的陷阱。<br />
Accident and tomorrow don't know which come first. No crisis is the biggest crisis, satisfy the current situation is the biggest trap</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-44025501586963059442016-12-10T09:40:00.002+08:002016-12-10T09:40:25.885+08:00这..也批得太快了吧?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
</div>
我是说MAYBANK的BALANCE TRANSFER<br />
现在有优惠,12个月0%, 很不错下. 别家通常是六个月0% 的.<br />
<br />
平常我是交FORM上去的, 昨天看到可以上网申请,就试试看.<br />
一小时后就收到EMAIL说APPROVED了! 这也未免太快了吧?!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilMSBJpPBbRkFwrEoYZjDnQkvJYsHu3P7LCdaKVJzHUk_wB11ZW7ykPHwBsfVZieghY7Vm_TwZmxyuLC90R8XGg5hIqPVL7d4aZ-Gp2EBjuUS_oSb-L9_ZpTKxuvucIv-a6wFjq8cE297C/s1600/MAYBANK+BT.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="295" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilMSBJpPBbRkFwrEoYZjDnQkvJYsHu3P7LCdaKVJzHUk_wB11ZW7ykPHwBsfVZieghY7Vm_TwZmxyuLC90R8XGg5hIqPVL7d4aZ-Gp2EBjuUS_oSb-L9_ZpTKxuvucIv-a6wFjq8cE297C/s400/MAYBANK+BT.png" width="400" /></a></div>
以前我印象中的MAYBANK, 办事速度OKOK,没有必要的麻烦就谢天谢地了.所以我都尽量不买它家的PRODUCT,如保险和房贷等.<br />
<br />
这效率真的很出乎意料,给老虎头一个赞.<br />
<br />
对了,分享下这优惠. 优惠期到这月尾31DEC, 行动要快咯. <br />
<a href="http://www.maybank2u.com.my/mbb_info/m2u/public/promoDetail.do?channelId=PRO-Promotions&cntTypeId=1&cntKey=PRO02.16&programId=&chCatId=/mbb/Personal/PRO-Promotions">Balance Transfer 0% 12 months</a><br />
<h4>
<b>How to apply</b></h4>
<ul>
<li><b>Option 1:</b> Online Application<ul>
<li>Login to www.maybank2u.com</li>
<li>Select Account & Banking</li>
<li>Select All Cards</li>
<li>Select "Apply Balance Transfer"</li>
<li>Follow a simple steps to apply</li>
</ul>
</li>
</ul>
</div>
Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-3338539035455080285.post-10696336594804120692016-12-09T19:22:00.001+08:002016-12-09T19:22:37.462+08:00最坏的事情终于发生了..<div dir="ltr" style="text-align: left;" trbidi="on">
再过两个月,马来西亚就会陷入各国媒体和悲观经济学家预测的那样:<br />工厂停工,商店关门,政府停顿,股市无法交易,许多家庭更是在门口张贴标语与表达诉求,街上充满了爆裂物残留的火药味,人们大多无所事事,成天酗酒,打牌,青少年儿童成群结队去讨钱。<br />
<br />
<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw0eUKoZGd3GZSsb9Xle7T6N4Ao0dclt8A2yG39fI9sBeao-KoXKNGEyMfWMGsHeh0h0q0qzJdz4kG7IXlsmVaOBp_CKHSukYAYQaLGsmdZZqORATJ7215E07oi5Qydqd8mlanX47gZuLM/s1600/warning.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjw0eUKoZGd3GZSsb9Xle7T6N4Ao0dclt8A2yG39fI9sBeao-KoXKNGEyMfWMGsHeh0h0q0qzJdz4kG7IXlsmVaOBp_CKHSukYAYQaLGsmdZZqORATJ7215E07oi5Qydqd8mlanX47gZuLM/s320/warning.JPG" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">纽约地铁</td></tr>
</tbody></table>
<br />整个国家仿佛陷入崩溃之中…他们把这叫经济危机,我们把这个情形称为<br />…<br />…<br />…<br />…<br />…<br />…<br />…<br />…<br />…<br />过年<br />
<br />
----------------------------------------------------<br />
这是网上流传的一<span class="st"><em></em>则</span>笑话, 有没有被吓到?<br />
哈哈</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-50779016249732630772016-11-28T18:14:00.000+08:002016-11-28T18:14:27.602+08:00对与错?<div dir="ltr" style="text-align: left;" trbidi="on">
世界不是赌场,意见不是赌注,道理也不是结局。<br />
最终的世界什么样,其实谁都不知道。<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEie2lnRO_M6svlffSXijL0l4s_rdpoR1GAKJ6Gad6TFTO1d8sopMfhrcZrK3aP6YehQlOfrzyTMERECT4nD52deNu4gpLfbEVs4wwHaDUGKKNeaq_kE1GZM7pVtrB5vvu1iA5Mu6gZsqRC1/s1600/DSC09789.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEie2lnRO_M6svlffSXijL0l4s_rdpoR1GAKJ6Gad6TFTO1d8sopMfhrcZrK3aP6YehQlOfrzyTMERECT4nD52deNu4gpLfbEVs4wwHaDUGKKNeaq_kE1GZM7pVtrB5vvu1iA5Mu6gZsqRC1/s320/DSC09789.JPG" width="213" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Hey Dum Dum! Give me Gum Gum</td></tr>
</tbody></table>
<br />
道理在别人那里的时候,是世界的一种可能,是我的一种资源。<br />
我们每一刻的选择,都基于无数的道理。<br />
<br />
就像开会,参会的高手越多,做出来的决策就越靠谱。<br />
对错没那么重要,用别人的道理升级自己的认知才重要。<br />
<br />
你赞同吗?<br />
<br />
*那个是Night at the Museum的Dum Dum. 纽约游玩时拍的~<br />
Dum Dum是智者,应该知道答案...</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-12271630101593928472016-11-26T23:27:00.002+08:002016-11-27T00:07:24.372+08:00准备2016的减免税咯<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzBBrHQ4NNghOCJU5wKbylKwVh-wtFujdsOj6ja6RPuQmT0vSIuJ9b992J7d4wOSDCuDqg5Ce0B4-wkpNR4Xkiqo-_EdPGZe9x94I8ZMY7emoMB1fULodNFizzNa4Lq-MBeThca9Bzjfcw/s1600/IMG_6080.PNG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzBBrHQ4NNghOCJU5wKbylKwVh-wtFujdsOj6ja6RPuQmT0vSIuJ9b992J7d4wOSDCuDqg5Ce0B4-wkpNR4Xkiqo-_EdPGZe9x94I8ZMY7emoMB1fULodNFizzNa4Lq-MBeThca9Bzjfcw/s640/IMG_6080.PNG" width="360" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">988 instagram</td></tr>
</tbody></table>
刚发现明年开始购买书(RM1000)和买电脑(RM3000)没得减免税了.<br />
应该是把这个加入了素质生活那部分吧.<br />
不过总数(RM4000 vs RM2500) 还是比较少啊..政府好狡猾...<br />
<br />
这星期POPULAR有书展. POPULAR Mega Bookfair @ Straits Quay Convention Centre<br />
会买一些书吧.希望会找到好书充实自己!<br />
<br />
电脑呢..在想想看真的有需要再买吧,在公司已经用电脑一整天了,回家真的很懒惰开电脑了..<br />
<br />
如何知道自己省多少呢?我是算个大概,如这样子.<br />
看看你净年收入是以下的那一个RANGE,那个%就是那你会多省下的减免税钱<br />
35K-50k 10%<br />
50k-70k 16%<br />
70k-100k 21%<br />
100k-150k 24%<br />
<br />
如,假设我的净收入是100k-150k,我2016年买了3K电脑,我就会省了, 3000*24% = RM720.<br />
市道不好. 希望帮到大家.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-14915634929057256822016-11-18T17:25:00.001+08:002016-11-18T17:25:19.646+08:00你是不是一个已自断经脉的打工族?<div dir="ltr" style="text-align: left;" trbidi="on">
成长寓言故事 <br />
<br />
一棵苹果树,终于结果了。<br />
<br />第一年,它结了10个苹果,9个被拿走,自己得到1个。对此,苹果树愤愤不平,于是自断经脉,拒绝成长。<br />
<br />
第二年,它结了5个苹果,4个被拿走,自己得到1个。“哈哈,去年我得到了10%,今年得到20%!翻了一番。”这棵苹果树心理平衡了。<br />
<br />但是,它还可以这样:继续成长。譬如,第二年,它结了100个果子,被拿走90个,自己得到10个。<br />很可能,它被拿走99个,自己得到1个。但没关系,它还可以继续成长,第三年结1000个果子……<br />
<br />其实,得到多少果子不是最重要的。最重要的是,苹果树在成长!等苹果树长成参天大树的时候,那些曾阻碍它成长的力量都会微弱到可以忽略。<br />
真的,不要太在乎果子,成长是最重要的。<br />
<br />
<a name='more'></a><br /><br />
----------------------------------------------------------------<br />
<br />
刚开始工作的时候,你才华横溢,意气风发,相信“天生我才必有用”。但现实很快敲了你几个闷棍,或许,你为单位做了大贡献没人重视;或许,只得到口头重视但却得不到实惠;或许……总之,你觉得就像那棵苹果树,结出的果子自己只享受到了很小一部分,与你的期望相差甚远。<br />
于是,你愤怒、你懊恼、你牢骚满腹……最终,你决定不再那么努力,让自己的所做去匹配自己的所得。几年过去后,你一反省,发现现在的你,已经没有刚工作时的激情和才华了。<br />
“老了,成熟了。”我们习惯这样自嘲。但实质是,你已停止成长了。<br /><br />
这样的故事,在我们身边比比皆是。<br /><br />
之所以犯这种错误,是因为我们忘记生命是一个历程,是一个整体,我们觉得自己已经成长过了,现在是到该结果子的时候了。我们太过于在乎一时的得失,而忘记了成长才是最重要的。<br />
好在,这不是金庸小说里的自断经脉。我们随时可以放弃这样做,继续走向成长之路。<br />
<br />
切记:如果你是一个打工族,遇到了不懂管理、野蛮管理或错误管理的上司或企业文化,那么,提醒自己一下,千万不要因为激愤和满腹牢骚而自断经脉。不论遇到什么事情,都要做一棵永远成长的苹果树,因为你的成长永远比每个月拿多少钱重要。<br />
<br />
<span class="addmd">By 李华 <<转动人脉>></span> </div>
Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-3338539035455080285.post-88287716124865366022016-11-17T17:18:00.000+08:002016-11-17T17:18:23.528+08:00马币兑美元续走低至4.357<div dir="ltr" style="text-align: left;" trbidi="on">
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbVxKTP534rG2wyDrcqMzi69Ve6ifDzkn1QylUsV5Gf9jD9qS2TiPqxEjlWe8pMzU-I6n_87PswoVNcvn-ct7LfBW5SUszBKoO4Ukqu24qDs4A_H7iGR9aILAUDfLSgML-Ogg0QOP83pJJ/s1600/cancelled.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="290" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbVxKTP534rG2wyDrcqMzi69Ve6ifDzkn1QylUsV5Gf9jD9qS2TiPqxEjlWe8pMzU-I6n_87PswoVNcvn-ct7LfBW5SUszBKoO4Ukqu24qDs4A_H7iGR9aILAUDfLSgML-Ogg0QOP83pJJ/s320/cancelled.png" width="320" /></a></div>
<a href="http://tzlcl.blogspot.my/2016/11/blog-post_10.html">那天</a>以为4.25已经很不错了,怎么知道一直跌不停.<br />
我赶快取消了又再汇款,又跌又取消了又汇款 .. 最后干脆不汇款了. 等等看.<br />
今天4.39了,就TRANSFER吧.<br />
4.39 vs 4.25 每一千美金就多拿RM140 ... 很像在<a href="http://tzlcl.blogspot.my/2015/10/usd.html">买卖股票</a>..<br />
<br />
<br />
(吉隆坡17日讯)马币兑美元续走低至4.3570/3670,相较于昨日的4.3450/3550。<br /><br />国行昨日拟3大措施加强汇市和债市:|<br />第一:续限制可供支援投机活动的管道;<br />第二:在受控情况之下,让外汇管制更为灵活,从而减少NDF岸外的运用;<br />第三:国行希望加强汇市和债市的深度,以应对市场波动。<br /><br />受美国总统选举出炉后外资撤离新兴市场冲击,马币兑美元汇率上周五(11月11日)暴跌,导致市场一片恐慌。<br /><br />另外,马币兑新元走弱,报3.0800/0875相较昨日的3.0668/0745,兑日圆则走贬至4.0116/0227,相较于昨日的3.9673/9768。<br /><br />马币兑英镑从昨日5.4117/4259微涨至5.4166/4321;兑欧元从4.6552/6668扬至4.6650/6775。<br />文章来源:<br /><a href="http://www.sinchew.com.my/node/1587718/%E9%A9%AC%E5%B8%81%E5%85%91%E7%BE%8E%E5%85%83%E7%BB%AD%E8%B5%B0%E4%BD%8E%E8%87%B34357">星洲网‧2016.11.17 </a><br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxNeHpG9MD9csBvdzcey9y_N9bbdch7-emlUqbEP-2JeqVrgN-PlfKWKAeoEqW2iH44LtB3nUQ5iTQxPIL6aK7oymnC009QYa42p42HsKZILZ2GjKypTkwX8irtExusis5DPEw_1yAMNPC/s1600/trnsfer.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="143" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxNeHpG9MD9csBvdzcey9y_N9bbdch7-emlUqbEP-2JeqVrgN-PlfKWKAeoEqW2iH44LtB3nUQ5iTQxPIL6aK7oymnC009QYa42p42HsKZILZ2GjKypTkwX8irtExusis5DPEw_1yAMNPC/s400/trnsfer.png" width="400" /></a> <br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpPgonrR8255jTUmQFRe1B1E8Nna8Ss1vyfaHsNxPxIqlqNOmzYH1VX0lU2oPNA6B5XL71MOgUnxNu0H-wJs9qFmMn0ZeLt8PlW2VdOQHWPzTKh8GQLXh-LBjW7jZU6mBj4fwAwsr3cK7K/s1600/nov22receive.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="176" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhpPgonrR8255jTUmQFRe1B1E8Nna8Ss1vyfaHsNxPxIqlqNOmzYH1VX0lU2oPNA6B5XL71MOgUnxNu0H-wJs9qFmMn0ZeLt8PlW2VdOQHWPzTKh8GQLXh-LBjW7jZU6mBj4fwAwsr3cK7K/s320/nov22receive.png" width="320" /></a><br />
赶紧换一些钱回来 @4.3960扣水钱后rate 4.352 nett<br />
<br />
之前汇款最高的RATE是今年一月份,4.4125.<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZqfbNQCI1xBG_UhZKffdU3N88bGHMPn-zepUV4IGnqv_rN6Y_tuFBBsu-T5e9EvMsIx6T4g9nHTL52AYSfmubawupF0ZmAlqYOkvT2LATNQ-4kdEGBAP-Ts3svF7dtphont-HQz1XTdvS/s1600/jan2016.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="90" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZqfbNQCI1xBG_UhZKffdU3N88bGHMPn-zepUV4IGnqv_rN6Y_tuFBBsu-T5e9EvMsIx6T4g9nHTL52AYSfmubawupF0ZmAlqYOkvT2LATNQ-4kdEGBAP-Ts3svF7dtphont-HQz1XTdvS/s400/jan2016.png" width="400" /></a><br />
<br />
如果TRANSFER后发现下一秒的RATE又更好,在钱还没从银行转出去(一两个小时里面),是可以CANCEL的. 0 fees. <br />
<br />
这平台RATE不错.<br />用我REFERRAL可以享用第一次汇款<b>免收1%手续费</b>.<br />
https://transferwise.com/ef/5ef190 <br />
谢谢.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-482362556710630812016-11-15T10:58:00.002+08:002016-11-15T10:58:47.636+08:00为何特朗普当选令吉会下跌..<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpCJhmkZLISutO9aZ6K3VDEqIgkLjkFXbBZIqWlBT7QbWDbxf7tmGCwNQJASv7s4it07yCY6VomGSjpP0HHE3vOra_Q4i3z0HJQxYqgoJXnT4Jcw8PXNin42trUtDLfMbh6WuEBYESeZUe/s1600/ringgitdrop.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpCJhmkZLISutO9aZ6K3VDEqIgkLjkFXbBZIqWlBT7QbWDbxf7tmGCwNQJASv7s4it07yCY6VomGSjpP0HHE3vOra_Q4i3z0HJQxYqgoJXnT4Jcw8PXNin42trUtDLfMbh6WuEBYESeZUe/s400/ringgitdrop.png" width="400" /></a></div>
妈妈不明白问我为何特朗普当选后任令吉会下跌.我也不懂回答<br />
昨晚看新闻报报看,原来(大概)是这样的...<br />
<br />
其中以一项特朗普上任后,他说要做的事是减税 > 减了税,美国政府的收入就自然会减少 >为了付开支美国政府就会发行债卷* > 为了吸引认购率,美国政府就提高利率 > 这时候热钱和基金就会回流美国 > 热钱流出后新兴国家如大马就惨了..<br />
<br />
这一连串的连锁反应导致马币就遭殃了?还是还有其他原因如.. 丑闻?<br />
<br />
*政府债券是政府为筹集资金而发行的债券<br />
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-58186670963132788282016-11-10T12:24:00.001+08:002016-11-10T12:24:22.964+08:00每次马币跌我会做的事..<div dir="ltr" style="text-align: left;" trbidi="on">
<br />
今早看到以下新闻就赶快把我的血汗钱汇款过来@4.2525(扣除1%FEE,@4.2104).<br />
(吉隆坡10日讯)特朗普当选有利美国经济,激励美元上扬,却不利亚洲新兴市场,油价持续下跌,马币兑美元货币汇率再走跌。<br />
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截至今早9时,马币兑美元报4.2500令吉,低于昨日的4.2240令吉。<br />
马币兑换主要区域货币汇率涨跌互见,马币兑新元跌至3.0351令吉,低于昨日的3.0345令吉。<br />
马币兑日圆升至4.0193令吉,高于昨日的4.0808令吉。<br />
马币兑英镑跌至5.2802,低于昨日的5.2340令吉;兑欧元则涨至4.6410令吉,高于昨日的4.6679令吉。<br />
<div class="source-links-wrapper">
<h5 class="text-left title">
文章来源:</h5>
<a href="http://www.sinchew.com.my/node/1585408/%E9%A9%AC%E5%B8%81%E5%86%8D%E8%B4%AC%E8%87%B342500">星洲网‧2016.11.10 </a></div>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzm4QjlKO3bL9f4EdgCWrLReXI88uMbqISCx7WARka2qlXMO4Iy0u5B6zLjrCvqgd9sMEJkqWGd0FMcQMdTjGzVJgtoct1uxnnaEt3Mg0G38TBM7fwlg0V2IJWSJMuGjnF4j86mFR3VU7J/s1600/4.2525+chart.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzm4QjlKO3bL9f4EdgCWrLReXI88uMbqISCx7WARka2qlXMO4Iy0u5B6zLjrCvqgd9sMEJkqWGd0FMcQMdTjGzVJgtoct1uxnnaEt3Mg0G38TBM7fwlg0V2IJWSJMuGjnF4j86mFR3VU7J/s320/4.2525+chart.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">等了好久..</td></tr>
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<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1uMdWOp-VGLBCpUjlSXJZhjdO39C9-7oe78woksrGRt1I75uBSivseL88gUdaBk7NYtDqBm-27MSuwvNyivGHBypCk4eLyU53g68JQt4Cvs8bJjZf_7s8VcBCEqkYZR9HmJlrxBkaduoW/s1600/4.2525.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="145" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1uMdWOp-VGLBCpUjlSXJZhjdO39C9-7oe78woksrGRt1I75uBSivseL88gUdaBk7NYtDqBm-27MSuwvNyivGHBypCk4eLyU53g68JQt4Cvs8bJjZf_7s8VcBCEqkYZR9HmJlrxBkaduoW/s320/4.2525.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">清楚的写明FEE(1%)和拿到的钱.简单又容易</td></tr>
</tbody></table>
<br />
顺便介绍一下, TRANSFERWISE平台不错, <b>水钱低(1%)</b>又是用<b>REALTIME的RATE</b>.<br />
没其他CHARGES了,不像银行的REMITTANCE TRANSFER,很多FEES,RATE又不好...<br />
安全吗? 我用了三年了,完全没问题.<br />
<br />
最近这平台刚加了新加玻去大马的功能. SGD>MYR<br />
在新国外工作,有兴趣用这平台的朋友请我REFERRAL吧<br />
可以享用第一次汇款<b>免收1%手续费</b>.(Up to 600USD 或其他钱币,SGD的话就大概800+SGD吧)<br />
https://transferwise.com/ef/5ef190<br /><b>注意:优惠只是免收你是第一次TRANSFER的手续费罢了</b><br />
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfS2-KgVQe2M3oSgMLx1pTEapD5vuxxg28nQhLMEd7eUX4Nk1jAdMUCj0G6t8zcKo6dUBpS6yLQB8gkqGAjZ_FyllT2EjIdrniwoPd_GecG76GDBXxvGD4QSTGTCIMwlV2cedCYVbqSYTH/s1600/SGD.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="267" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfS2-KgVQe2M3oSgMLx1pTEapD5vuxxg28nQhLMEd7eUX4Nk1jAdMUCj0G6t8zcKo6dUBpS6yLQB8gkqGAjZ_FyllT2EjIdrniwoPd_GecG76GDBXxvGD4QSTGTCIMwlV2cedCYVbqSYTH/s320/SGD.png" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">今天的新币RATE也不错</td></tr>
</tbody></table>
以前我用WESTERNUION的, 不过RATE很不好..<br />
以今天一样的时间来汇款, TRANSFER 1000USD, 拿到的马币大概差RM80-90块吧.<br />
真的亏大咯.<br />
希望帮到大家.谢谢.<br />
<br />
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Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-3338539035455080285.post-23996302274378100252016-07-16T11:40:00.000+08:002016-11-10T21:29:38.982+08:00Maybank 2 Cards 周末 5% Cash Back 回来了!<div dir="ltr" style="text-align: left;" trbidi="on">
不久前MAYBANK在2015八月时终止WEEKEND5%CashBack后,我的MAYBANK2CARDS好像废了..完全没用到.<br />
<br />
刚CHECKMAYBANK的PROMOTIONPAGE,发现这优惠又回来了.<br />
优惠期从七月到十二月三十一号.<br />
<br />
要好好利用这优惠啊..是任何周末SPENDING 5%哦.<br />
我通常会周末打CALTEX, 还TNB, TELEKOM/UNIFI. 这里就大概省下RM30块了..<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUdlZ8CuUvmclYcbdZRCnDXUeYTy4aZHnp8TEllL8vUH-yRwwLRIYE1JKrQ6PbeW3zAATNRyx6mpvAg1eY8sZOGDzMdu-4AMprJrlFvs2LHvTNJMMsM-sCAmJbOAI8yhLD4u-1BEubyTPl/s1600/M2C+CashBack.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="117" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUdlZ8CuUvmclYcbdZRCnDXUeYTy4aZHnp8TEllL8vUH-yRwwLRIYE1JKrQ6PbeW3zAATNRyx6mpvAg1eY8sZOGDzMdu-4AMprJrlFvs2LHvTNJMMsM-sCAmJbOAI8yhLD4u-1BEubyTPl/s320/M2C+CashBack.png" width="320" /></a></div>
<br />
<br />
不过这次比较TRICKY,附加TERM&CONDITIONS,要注意<br />
Terms & Conditions:<br />
- Campaign starts from 1 July to 31 December 2016.<br />
- Total amount of Cashback to be awarded is capped at RM1,500,000 monthly and RM9,000,000 throughout the campaign period.<br />
-
Cardmember must spend a <span style="color: red;">minimum cumulative of RM500</span> on any Maybank 2
American Express Platinum or Gold Credit Card in a Calendar month to
qualify for the Cashback.<br />
- Each Cardmember is eligible for the
Cashback only once each month should the Cardmember hold 2 or more
Maybank 2 American Express Cards.<br />
- Cashback is awarded to the Principle Cardmember only and is <span style="color: red;">capped at RM50 per month</span>.<br />
-
Cashback for this campaign is excludes Dining where Cardmember
currently continues to get 5% Weekend Dining Cashback as part of the
product feature.<br />
- 5% Weekend Cashback will be <span style="color: red;">credited four to six weeks after the end of the Promotion period</span>.<br />
<br />
终结来说.<br />
- 每月最少花费RM500才有资格参与这PROMOTION<br />
- 最多回扣RM50,这没什么,和以前一样.<br />
- 优惠完结后才拿到CASHBACK,啊.. 那不是要等到明年一月咯? .... <br />
<br />
详情请到<a href="http://www.maybank2u.com.my/mbb_info/m2u/public/promoDetail.do?channelId=PRO-Promotions&cntTypeId=1&cntKey=PRO02.06&programId=&chCatId=/mbb/Personal/PRO-Promotions">MAYBANK网站</a>看看.<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-30635705886107431122016-04-10T00:02:00.000+08:002016-04-10T00:02:08.331+08:00分享如何用M2U还INCOME TAX<div dir="ltr" style="text-align: left;" trbidi="on">
又是报税时间了,今年需要多缴付一些钱三十多块.<br />
<br />
记得多年前我是去PUBLIC BANK over counter给钱的.<br />
为了付这一点点钱,需要开车出门去银行,又想到泊车问题和会花时间等<br />
就突然觉得全身很懒惰..<br />
<br />
懒惰还是得还.<br />
就去LDHN查了下有没有类似epayment东西<br />
哦.才发现原来可以用很多管道付钱.<br />
http://www.hasil.gov.my/bt_goindex.php?bt_kump=5&bt_skum=1&bt_posi=2&bt_unit=5000&bt_sequ=7<br />
<br />
<a name='more'></a><br /><br />
看了看,有M2U,我用惯了还水电电话费.应该不难.<br />登陆后,ACCOUNT & BANKING > BILL PAYMENT那里有MAKE INCOME TAX PAYMENT.<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUjGVW-Xnab7mHbTPpVciqhQUehfSrD4q25xwNdtbSC5A7yG_Nww6yKZeb_C15-PsI4n3B91flxD3sjDLJCNMNqLhA2-09Ouyuy638BuSTmLPu20OZudLpCvWGUPg5GXMlsF7SphMTx7bO/s1600/menu.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="137" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUjGVW-Xnab7mHbTPpVciqhQUehfSrD4q25xwNdtbSC5A7yG_Nww6yKZeb_C15-PsI4n3B91flxD3sjDLJCNMNqLhA2-09Ouyuy638BuSTmLPu20OZudLpCvWGUPg5GXMlsF7SphMTx7bO/s400/menu.png" width="400" /></a></div>
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看你是什么地区,就选那个地区PAYEE.我是西马.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzP_tZwwmDMBkJEo7_67l3k3bOtaD7R6EPcUFpOKh7rcDqreVr3jPmBvvME_wSggKnnF1mrn9gr9GhhxavLkK4qPPV_IAffiz96V8eFl8xEhLkrqLzMbXr3BjTvYh3VRXKmAATDgOt8qOF/s1600/payee.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="141" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzP_tZwwmDMBkJEo7_67l3k3bOtaD7R6EPcUFpOKh7rcDqreVr3jPmBvvME_wSggKnnF1mrn9gr9GhhxavLkK4qPPV_IAffiz96V8eFl8xEhLkrqLzMbXr3BjTvYh3VRXKmAATDgOt8qOF/s400/payee.png" width="400" /></a></div>
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<br />
这很重要,放入你的TAX NUMBER, Prefix SG不用放,只是号码.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYxGED3t2I_3s0FwAvxYFjdJ-4Rql5395fXDeXzUxLPUs732cyIsLVeRZpBSyv2MkAVOtF0IIE4LSLMTpQlbjWnpwDlTVRV-YT9d1xkDBjKfbzd8onJldc_yBg1IQAkrKY_pVGu353LYTS/s1600/tax+number.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="161" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYxGED3t2I_3s0FwAvxYFjdJ-4Rql5395fXDeXzUxLPUs732cyIsLVeRZpBSyv2MkAVOtF0IIE4LSLMTpQlbjWnpwDlTVRV-YT9d1xkDBjKfbzd8onJldc_yBg1IQAkrKY_pVGu353LYTS/s400/tax+number.png" width="400" /></a></div>
<br />
放TAX NUMBER后,STEP3 会显示你的名字.<br />
PAYMENT CODE可以选一次还清还是分期(ANSURAN)<br />
然后选年份和数额.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj8GCoI4Z7egKljoCeQagFpIiynwUxuEOGoDDyJJMoM2t4KdD1Qm6WT8_HhLQp7o7nq1bB35RsD0Ewu9CSg_Jtg-cP98x9a7ih34jriJ3CdCPbZG7kKWZgPunUsuuWlgfyCBZteh3LcP3kr/s1600/payment.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj8GCoI4Z7egKljoCeQagFpIiynwUxuEOGoDDyJJMoM2t4KdD1Qm6WT8_HhLQp7o7nq1bB35RsD0Ewu9CSg_Jtg-cP98x9a7ih34jriJ3CdCPbZG7kKWZgPunUsuuWlgfyCBZteh3LcP3kr/s400/payment.png" width="400" /></a></div>
Step 4 需要Request TAC验证,<br />
Step 5 就搞定啦.<br />
不到五分钟. 很方便.<br />
<br />
除了各家银行的ONLINE Payment, LDHN也提供网上CREDIT CARD付款.<br />
https://byrhasil.hasil.gov.my/ <br />
Credit Card可以积分等.不过怕死的我就担心不懂用这个安全吗..<br />
还是比较用M2U好啦,用习惯了.<br />
<br />
<br />
希望帮到大家. </div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-7581123749065504662015-10-09T08:00:00.000+08:002015-10-09T08:00:03.720+08:00父母申请美国签证<div dir="ltr" style="text-align: left;" trbidi="on">
分享下我帮父母申请美国签证的经验.<br />
希望能帮到那些想来美国游玩的人.<br />
<br />
其实想来美国旅游,手续蛮多下.<br />
首先要付签证,上网填资料,然后预约面.<br />
对,是要面试试过关斩将,不保证100%能得哦.<br />
会不会是太多人跳飞机了...<br />
可是现在还流行跳飞机吗?不懂..<br />
我有个朋友就是面试了几次都失败.<br />
<br />
美国旅游呢,需要申请B2签证<br />
签证费是160USD或RM720<br />
<br />
<div style="text-align: left;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw38XQbBx_cDftlCdgmOfUM2grGMIda1u5Ri_61L9_Nhd5AhN40ofzQO0iTXlfxeWyBroOdMjinJoOfTBy981UTn6tjSAudsh6c4obed8uCyO7fqZVYC1BePVfvTLs0tl6Fcjr9ippF9Zv/s1600/VISA+Fees.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw38XQbBx_cDftlCdgmOfUM2grGMIda1u5Ri_61L9_Nhd5AhN40ofzQO0iTXlfxeWyBroOdMjinJoOfTBy981UTn6tjSAudsh6c4obed8uCyO7fqZVYC1BePVfvTLs0tl6Fcjr9ippF9Zv/s400/VISA+Fees.png" width="320" /></a></div>
<br />
??!!对的,你没看错,签证费是很贵,而且不担保可以拿到签证.<br />
RM720是今天的签证费<br />
<br />
<a name='more'></a><br /><br />
<table class="exchangerate" style="background-color: white; border-collapse: collapse; border-spacing: 0px; border: 1px solid rgb(204, 204, 204); color: #222222; font-family: arial; font-size: 12px; line-height: 18px; margin: 1em auto; padding: 0px; vertical-align: middle;"><tbody style="border: 0px; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">
<tr style="border: 0px; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><td style="background-color: #c3d9ff; border-collapse: collapse; border: 1px solid rgb(195, 217, 255); font-style: inherit; font-weight: bold; margin: 0px; padding: 0.3em; vertical-align: baseline;">现时领事馆汇率:</td><td class="replace_with_rate" style="background-color: #c3d9ff; border-collapse: collapse; border: 1px solid rgb(195, 217, 255); font-style: inherit; font-weight: bold; margin: 0px; padding: 0.3em; vertical-align: baseline;"><b>4.50 MYR = 1 USD</b></td></tr>
</tbody></table>
这个兑换率是每个星期更新的.<br />
现在马币微升了.可以等下星期一再买.应该会比较便宜.<br />
<br />
我有些朋友是用B1签证来美国商议会谈/会议+'工作'.<br />
其实工作是不允许的,可是有些公司为了省钱.就叫员工申请B2咯.<br />
详情请看.<br />
<div>
http://www.ustraveldocs.com/my_mn/my-niv-typeb1b2.asp</div>
<div>
<br /></div>
<br />
然后,怎么付款呢?<br />
三种付款方式<br />
1) 电子转账.Electronic Funds Transfer(EFT)<br />
2) 银行现金付款 Cash at Bank (Standard Charted Bank)<br />
3) 渣打银行帐户持有人网上支付 Standard Chartered Account Holders Online Payment<br />
<br />
我通常是用第二种方式付钱.<br />
我把这个打印出来后去银行付款就可以了.<br />
http://www.ustraveldocs.com/my/pmisdepositslip.htm?amount=160&country=malaysia<br />
<div>
<br /></div>
付钱后记得要把收据收好.那个收据号码在最后安排面试要用到的,以证明你已经付款了.<br />
<br />
详情请看.<br />
http://www.ustraveldocs.com/my_mn/my-niv-paymentinfo.asp<br />
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Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-33951356744093966782015-10-08T08:00:00.000+08:002015-10-08T08:00:06.855+08:00有只股票叫USD<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiL6iQC66cso-4U30VJK54gjzg0vSJ89JLfjS-e5Pzbz5AB_naxCdnTVEiT0DD3kC2pTdJ3JAODftb2FZdxxfpNMo-fqpz87awOlgtylLo7waZ8h0rdxgAa1Eqbsr5Vg1P2xbjaeXn9FifY/s1600/USD+Rate.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="170" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiL6iQC66cso-4U30VJK54gjzg0vSJ89JLfjS-e5Pzbz5AB_naxCdnTVEiT0DD3kC2pTdJ3JAODftb2FZdxxfpNMo-fqpz87awOlgtylLo7waZ8h0rdxgAa1Eqbsr5Vg1P2xbjaeXn9FifY/s400/USD+Rate.png" width="400" /></a></div>
<br />
有吗?有这只股吗?<br />
当然没有啦.<br />
开个玩笑而已.<br />
<br />
自从小弟有幸来这赚美金<br />
常常把血汗钱送回大马还房款车款债,大大小小的费用等.<br />
哦.重点,完全没花过一分钱在马股上..是好事?哈哈.<br />
<br />
顺理成章下,这USD也好像变成了一只股..<br />
时不时会追看几时升,几时跌..<br />
哪家水钱比较低..<br />
<br />
<a name='more'></a><br /><br />
最近USD兑换率波动很大..<br />
我差不多每天都有追着看.<br />
可以说比追看美剧更加牵心连肺.<br />
<br />
USD升,就开心,因为多赚了嘛.(请大家原谅我的自私)<br />
USD跌,暗捶当儿其实也开心啦.<br />
至少商家不会因为马币贬值而成本加重,而转寄在消费者上.<br />
<br />
庆幸能在最高点4.47时兑换一些钱回家.<br />
现在跌回4.20了.<br />
就等于每1000USD亏RM200多快了..<br />
<br />
还是以平常心待之吧.<br />
努力工作比较好,脚踏实地.<br />
<br />
我会继续分享这里的生活消用,认识美国人分享的习惯文化,好吃的美国快餐,好看的美国连续剧等..<br />
<br />
PEACE OUT~ . . . ... 就是说再见啦.<br />
<br /></div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-7169458107834432562015-10-02T04:11:00.002+08:002015-10-02T04:11:46.172+08:00马币跌,有幸换到4.47<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjFZknns8mGeiKFaLO256oDSMDoT-A8ozZiPXUYEYmLTQT0eF2Zz4v65XQf_CYa8YeRKh68iWTE-uvd4IsYMtlkH2trs0V2xug_te5TfgxljAr48uokqBtrGnvreL5-XtGX-iQ-CcZYirE/s1600/TW+4.47.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="220" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjFZknns8mGeiKFaLO256oDSMDoT-A8ozZiPXUYEYmLTQT0eF2Zz4v65XQf_CYa8YeRKh68iWTE-uvd4IsYMtlkH2trs0V2xug_te5TfgxljAr48uokqBtrGnvreL5-XtGX-iQ-CcZYirE/s400/TW+4.47.png" width="400" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">通知我快要收到钱了..</td></tr>
</tbody></table>
<span style="font-size: 12.8px; text-align: center;">前两天看到4.48,好高的兑换率...赶快把存到的血汗钱$3000@4.47给换了</span><div>
<div style="text-align: center;">
<span style="font-size: 12.8px;"><br /></span></div>
<div>
<div>
<span style="font-size: 12.8px; text-align: center;">刚收到邮件说四天后就会收到钱了.</span></div>
<div>
<span style="font-size: 12.8px; text-align: center;"><a name='more'></a><div style="text-align: left;">
<span style="font-size: 12.8px;"><br /></span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">每次</span><span style="font-size: 12.8px;">送</span><span style="font-size: 12.8px;">钱回家,都会等,</span><span style="font-size: 12.8px;">尽量看好的兑换率时把钱换去马币.</span></div>
</span><span style="font-size: 12.8px; text-align: center;"><div style="text-align: left;">
<span style="font-size: 12.8px;">通过银行的话,手续费就要$50, </span><span style="font-size: 12.8px;">兑换率也比较低...</span></div>
</span><span style="font-size: 12.8px; text-align: center;"><div style="text-align: left;">
<span style="font-size: 12.8px;">TransferWise真的不错,</span><span style="font-size: 12.8px; text-align: center;">兑换率好,又快,</span><span style="font-size: 12.8px;">手续费大概1%, </span></div>
</span><span style="font-size: 12.8px; text-align: center;"><div style="text-align: left;">
<span style="font-size: 12.8px; text-align: center;"><br /></span></div>
<div style="text-align: left;">
<div style="font-size: medium;">
<span style="font-size: 12.8px; text-align: center;">以前我都用Western Union的.</span></div>
<div style="font-size: medium;">
<span style="font-size: 12.8px; text-align: center;">知道TransfeWise后就继续用这个了(有点相见恨晚的感觉... </span><span style="font-size: 12.8px; text-align: center;">因为</span><span style="font-size: 12.8px; text-align: center;">亏了不少钱啊.)</span></div>
<div>
<span style="font-size: 12.8px; text-align: center;"><br /></span></div>
</div>
<div style="text-align: left;">
<span style="font-size: 12.8px;"><br /></span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">以现在的rate来看.</span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">Google说USD to MYR 4.42</span></div>
<div style="text-align: left;">
WU 4.3544 + 22 USD fees</div>
<div style="text-align: left;">
TransferWise 4.40 + 1%<span style="font-size: 12.8px;">fees</span><span style="font-size: 12.8px;"> 或者 </span><span style="font-size: 12.8px;">4.363 (nett after calculation)</span></div>
</span><span style="font-size: 12.8px; text-align: center;"><div style="text-align: left;">
<span style="font-size: 12.8px;"><br /></span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">不错吧?</span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;"><br /></span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">我介绍过</span><a href="http://tzlcl.blogspot.com/2015/08/transferwise.html" style="font-size: 12.8px;">TransferWise</a><span style="font-size: 12.8px;">了.也在外国工作的朋友可以试看.不错.</span></div>
</span></div>
<div style="text-align: left;">
<span style="font-size: 12.8px;">请用我的referral吧</span></div>
<div style="text-align: center;">
<span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; text-align: left; word-wrap: break-word;">你的<span style="font-weight: 700; word-wrap: break-word;">第一次</span>的汇款(最高3000GBP或4500USD)免收1%手续费 </span></div>
<div style="text-align: center;">
<span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; text-align: left; word-wrap: break-word;">(注意:是第一次TRANSFER罢了)</span><span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; text-align: left; word-wrap: break-word;">~多谢</span></div>
<div>
<br /></div>
</div>
</div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-55625994337646997252015-08-21T12:04:00.002+08:002015-10-02T03:36:57.011+08:00分享TransferWise,换钱回家(大马) <div dir="ltr" style="text-align: left;" trbidi="on">
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">好久没发帖了。不好意思。工作很忙很忙。。</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;"><br /></span>
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">想分享TransferWise给国外工作,需要时常汇钱回家的朋友.(USD,GBP,不过SGD还没有..) </span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">我已经用TransferWise两个月了. 觉得很不错 . </span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">一些TransferWise简单背景.是家英国公司总部在London.建立于2011年.是一家P2P(客户对客户)模式货币兑换公司,</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">P2P技术:让全球各地的用户在不需交纳任何银行转账费的情况下进行货币兑换</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">他家资料:</span><a href="https://en.wikipedia.org/wiki/TransferWise" style="color: #336699; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" target="_blank">https://en.wikipedia.org/wiki/TransferWise</a><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">推荐原因:</span><br />
<span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;">1. 对换率比其他的高. 可以省很多血汗钱..</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">如, 前两天美元兑换马币4.1(google search "USD TO MYR"</span><img alt="" border="0" src="http://cforum3.cari.com.my/static/image/smiley/default/wink.gif" smilieid="4" style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" /><span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">, TransferWise也给我一样的兑换率!</span><br />
<a name='more'></a><br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">高几多?</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">就以今天Aug 20,2015 的对换率来看USD to MYR:</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">GOOGLE 说: 4.11</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">TRANSFERWISE : 4.09</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">WESTERN UNION: 4.03</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">MAYBANK:4.008 (!!!)</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">TRANSFERWISE和WU差大概0.06</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">transfer1000USD 差RM60 </span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">transfer3000USD 差RM180 .. 自己算..</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">用银行最不划算,一次手续费USD50, 加上超低的兑换率..亏死我的血汗钱了.</span><img alt="" border="0" src="http://cforum3.cari.com.my/static/image/smiley/default/mad.gif" smilieid="6" style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" /><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">transferwise也有手续费,1%transfer 的数额.如,对换1000USD,手续费是10USD.</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">你可能会说transfer5000USD,也是要付50USD啊.对的,但兑换率亏很大.计算如下</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">TransferWise换5000USD</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">5000USD * 4.09 - 50USD * 4.09 = RM20245.50</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">BANK换5000USD</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">5000USD * 4.008 - 50USD = RM19990</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">差别 RM20245.50 - RM19990 = </span><span style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; font-weight: 700; line-height: 22px; word-wrap: break-word;">RM225.50</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;">2. 服务不错,准时收到钱.</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">SO FAR都准时收到钱.系统简单使用, 不错.</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">当然,他也有他家的手机APPS版本iOS Andriod都有, 名为 </span><span style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; font-weight: 700; line-height: 22px; word-wrap: break-word;">TransferWise Money Transfer</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">可以在手机看transfer status, currency rate等..</span><br />
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<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">之前我都是用WESTERNUNION的,遇过几次麻烦,汇钱不能过,弹回来几次..</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">问CUSTOMER SERVICE是什么原因,他们也查不到.</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">之后自己试了几次不同的数额,才懂原来汇钱过马币如果十千就一定弹回!</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">虽然这家是美国数一数二的大公司..可是感觉还很不可靠.有什么事都不懂他们帮得到吗</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;">最后..<br style="word-wrap: break-word;" />如果你想试用这平台 + 一点点的优惠.<br style="word-wrap: break-word;" />请支持我的REFERRAL吧~<br style="word-wrap: break-word;" /><a href="https://transferwise.com/ef/5ef190" style="color: #336699; word-wrap: break-word;" target="_blank">https://transferwise.com/ef/5ef190</a><br style="word-wrap: break-word;" />你的<span style="font-weight: 700; word-wrap: break-word;">第一次</span>的汇款(最多3000GBP)免收1%手续费 <img alt="" border="0" src="http://cforum3.cari.com.my/static/image/smiley/default/smile.gif" smilieid="1" style="word-wrap: break-word;" /> (注意:是第一次TRANSFER罢了)</span><span style="background-color: yellow; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;">~多谢</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">这优惠,有什么好?</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">以今天的对换率来算. 可以免费兑换3000GBP / 4600 USD </span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">1%,免费兑换最多可以帮忙你会省下46USD (以今天兑换率4.1算,大概两百块马币吧...)</span><br />
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<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">注意事项:</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">*第一次TRANSFER, 会问你的银行online banking的登记资料确认.</span><br />
<br style="color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px; word-wrap: break-word;" />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">大家离乡背井都大都为了赚更多钱</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">希望这分享可以帮到大家省回兑换率的钱.</span><br />
<span style="background-color: #eef4fb; color: #444444; font-family: Verdana, Helvetica, Arial, Tahoma, Simsun, 'Microsoft Yahei'; font-size: 15px; line-height: 22px;">大家加油.</span></div>
Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-3338539035455080285.post-6762033302157969092014-09-17T05:59:00.002+08:002014-09-17T05:59:27.762+08:00美国的医药保险.<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqdIARdF7QFf20e-Z6_GSy8iB0Jt7gC7yXTAcbbj8c6ZbE31z3WzfPfFnKf7wcC7_uQGwgZIah3v0iKFxyTU6zUVYm3wXCQ9esBp8jjaW0tIjd8HUFqRK6Cpla8XZxer-6yot1Y85yDN5y/s1600/us-medical.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqdIARdF7QFf20e-Z6_GSy8iB0Jt7gC7yXTAcbbj8c6ZbE31z3WzfPfFnKf7wcC7_uQGwgZIah3v0iKFxyTU6zUVYm3wXCQ9esBp8jjaW0tIjd8HUFqRK6Cpla8XZxer-6yot1Y85yDN5y/s1600/us-medical.png" height="320" width="303" /></a></div>
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刚回来美国,</div>
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这回需老婆大人也来了.</div>
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大家都知道美国医药很贵,还好公司有给医药保险的配套,就只是换个人去两夫妻而已.</div>
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其实刚刚到美国时,就糊里糊涂随便选一个了..没多看里边是什么..</div>
现在是两个人的事,就一一读过了.<br />
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这图是最基本配套,以个人保费是每半个月USD25.83.一个月就 五十块酱.<br />
公司也会给大部份的保费,没记错的话,应该是半个月USD200左右吧,<br />
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所以,最基本的医药保费是大概一个月USD500. 很贵啊...<br />
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不过没办法,这里的医药太贵了.没医药保险不行.随时会破产..<br />
下回再分享医药保险内容.</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-3338539035455080285.post-64287784520688096242014-07-27T09:00:00.000+08:002014-07-27T09:00:00.597+08:00投资是一场长跑,首先你要跑过终点<div dir="ltr" style="text-align: left;" trbidi="on">
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假设你要参加一场全程马拉松赛跑比赛,一共 100 人参加。 在这之前这 100 人都进行了一场 10公里的跑步比赛,其中 80 人的成绩都比你好,请问你在马拉松比赛中成绩大概会排第几名?<br />
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大多数人大概会回答,大约 70-90 名之间,取决于当天你的状态如何。答案错了,别忘了,马拉松全程大约是 42 公里,10 公里赛跑能跑过你的,未必在 41 公里的比赛中能跑过你,这是一场耐力的比赛,很多人甚至无法坚持到终点。当然,这也取决于你,如果你也没有跑到终点,那么你的成绩就是并列最后一名,无论你是跑了 20 公里,还是 30公里,还是 40 公里,只要你没有完成全程,你的成绩就是并列最后一名!<br />
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其实这句话是著名的价值投资者, Baupost 基金的操盘手,塞斯卡拉曼在其 2007 年年报中说的,“<span style="color: blue;">投资就像一场长跑,不是比某一段时间跑多快,首先你要能保证跑到终点</span>。<br />
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很多人都会崇拜短时间内跑的快的人,你可以听到,同事朋友邻里之间,最为津津乐道的就是,某某上个月买的股票,这个月居然连续3个涨停板,某某投资的一个饭店,去年收入了100万。最夸张的是昨天还有人跟我说,他同事的妈妈去年做股票赚了400%。 这真让我瞠目结舌。且不论这个消息的真实性,而是400%的业绩,我敢担保,一年两年或许,但是三年五年是绝不可能的,而400%的盈利,也可能面临更为惨重的损失。<br />
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但这绝不妨碍这类消息在朋友圈中的迅速传播,大家津津乐道与高收益,却忘记了,高收益一定会伴随高风险,这些人,或者是5公里赛跑的冠军,但很难变成马拉松全程的冠军。<br />
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还记得上一波牛市时,那些在投资市场上金光闪闪的投资大师们吗?号称坚定的价值投资者的但斌、在牛市疯狂之前就解散基金的赵丹阳、自称股神的林园、以及所谓巴菲特门徒的李驰,只要经历过上一波牛市的人,肯定都记得他们。他们毫无疑问都是10公里赛跑的领先者,但是如果我们在30公里的现在再回头来看看呢?<br />
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东方港湾投资管理公司董事长但斌,其经常在博客上公布其投资企业是如何之牛,比如涨幅百倍的腾讯、迭创新高的上海家化、广州药业、同仁堂、奇虎360、贵州茅台等等,然后真正的事实是如何的呢?但斌的旗舰的产品马拉松集合信托2007月2月成立以来,6年多的总收益率只有40%多,平均每年不到7%。另一产品融新263东方港湾1期2010年底成立以来,近三年总收益也只有10%多点,还不如银行储蓄呢。别忘了,这些收益还没有扣除基金经理们的管理费呢。他没有跑到终点。<br />
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曾经在股市大名鼎鼎的赤子之心基金的赵丹阳,因为入行较早,被称之为“私募教父”,在离开A股市场后,带领旗下信托投身印度股市,折损近30%而归,至今仍无翻身迹象。他没有跑到终点。<br />
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同威资产的基金经理李驰,曾被业内公认为中国复制巴菲特最成功的三位之一,最近曝出清盘危机,旗下多只产品净值都跌到了7毛甚至6毛以下,可谓触目惊心。他没有跑到终点。<br />
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再来看一下最具传奇色彩的人物也是大名鼎鼎的“股神”林园,林园曾在央视上自称股神,8000元入市通过炒股身价数十亿,他开通微博刚发三条信息就引来十几万粉丝,宣称自己长期投资贵州茅台、云南白药、同仁堂等长期大牛股,但就是这样一位大师级人物也难免俗,旗下基金产品表现堪比但斌,同样是成立于2007年2月份的林园1期如今净值也只有130多点,6年收益30%多点,最近六个月更是出现15%以上的下跌,林园2期和3期更惨,至今净值收益未负。他也没有跑到终点。<br />
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巴菲特有一句名言:“<span style="color: blue;">只有在潮水退去后,才知道谁在裸泳。</span>”<br />
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这些随着牛市而被媒体和大众极力吹捧,站在潮头浪尖的投资大师们,随着潮水退去,终于慢慢露出了裸露的身体。<br />
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作为一名真正的长跑选手,首先要保证跑过终点。而作为一名真正意义上的投资者,首先要保持常年收益的稳定性。在牛市的时候,我身边有很多朋友非常看不起巴菲特,因为“他的年收益率才23%”。在最疯狂的时候,哪怕是投资普通的基金产品,一年也很可能有100%以上的收益率,因此,看不上巴菲特是有理由的。<br />
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但是,别忘了,巴菲特维持这样的收益率已经将近50年了!在这场长跑当中,短期能跑过他的不在少数,可以在一场长达50年的长跑中,能跑过他的,还当真没有。<br />
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投资是一场长跑,记得别在终点前就倒下了。<br />
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投资是一场长跑, 首先你要跑过终点 - <a href="http://bulo.hujiang.com/u/24696709/diary/422293/">作者:长投学堂创始人之一 水湄物语</a><br />
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Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-3338539035455080285.post-27273415750951094382014-07-26T09:00:00.000+08:002016-11-10T13:58:42.566+08:00又杀了我家的金鸡IGBReit..<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiijeu9XS8dDoikeRDGUUdm99YASMVEdfuSvQxRT3e_Vl0gTgjFtBDC2r797UwxfBG4Mk2DYCpED8stk2SCSLxmHDZMdTxKnclOMqRFbcOcw2fDpeFEFtWw8ysjG3Il4cqooWHpY0cEKdgE/s1600/IGBREIT.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="103" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiijeu9XS8dDoikeRDGUUdm99YASMVEdfuSvQxRT3e_Vl0gTgjFtBDC2r797UwxfBG4Mk2DYCpED8stk2SCSLxmHDZMdTxKnclOMqRFbcOcw2fDpeFEFtWw8ysjG3Il4cqooWHpY0cEKdgE/s1600/IGBREIT.png" width="400" /></a></div>
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睡觉前没事做.就放1.29试试卖几天前买的IGBReit.<br />
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看看IGBReit是不是真的<a href="http://windscopo.blogspot.com/2014/07/igbreit.html">第一天</a>和<a href="http://yy-mylifediary.blogspot.com/2014/07/2014igbreit.html">歪歪</a>讲的这么好.<br />
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价差赚百多银両..可是就没卵可取了. 真的有点苦笑不得.<br />
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Unknownnoreply@blogger.com11